Game Of Thrones may have concluded, but due to the upcoming spin-off shows, the world of Westeros and beyond may be more relevant than ever. Author George R.R. Martin created a deep universe in which he could explore his complex characters.

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The TV show did a great job of taking this world from the page to the screen; even if audiences were not satisfied with the finale. The economics of Westeros was an important part of the show, but as time went on, more and more questions were raised about how money really works in this world. With loans, different currencies, and even insurance, a few things don't make total sense in the on-screen version of A Song Of Ice And Fire. 

The Iron Bank's Debts

GOT, The Iron Bank of Braavos and Cersei

The Iron Bank is very much set on always collecting their debts. Indeed, throughout the first few seasons, it becomes clear that Robert Baratheon's reign has put the crown in so much financial trouble that not even the Lannisters can really save it from disaster.

The Iron Bank is keen to get their coin back, even threatening Cersei during her reign. Before it is even paid, Cersei starts asking for their financial support in the war once again. In a confusing turn and perhaps a flaw of the show, the Iron Bank continues to support the throne, even recommending the Golden Company for her war despite the payment never reaching them thanks to Daenerys' attack.

Winterfell Surviving

Sansa Stark as Queen of the North in Game Of Thrones

Sansa Stark became a firm fan favorite after a rocky start on the showGame Of Thrones concludes with the Stark sister sitting on the throne as the Queen in the North. It's made clear time and time again that Winterfell is in dire trouble though.

From its plundering at the hands of the Boltons to the war with the White Walkers, Winterfell is in financial ruin. It's therefore shocking that Sansa manages to bring the North back to financial prominence at all. The King, Bran Stark, may have been able to assist, but with independence in the North, this would surely look more like an act of nepotism.

Funding Religion

Game of Thrones the Great Sept and the Sparrows

Religion is a very important aspect of Westeros and beyond. There's been a number of sub-plots throughout the show regarding religious extremism, including the rise of the Sparrows. But how exactly are these religious organizations funded?

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It's possible that the crown pays for them, but this seems unlikely with Cersei increasingly threatened by the group. Perhaps it's charitable donations from a god-fearing public, but that would surely not sustain the great amount of coin needed to uphold the Great Sept of Baelor. After the Sept's destruction and the throne's clear disapproval, where would religion find its funding then, especially with Cersei funding Qyburn's Maesters instead?

Selling Insurance

Arya Stark looking proud while talking to a man in Braavos in Game of Thrones

During her trip around Braavos, Arya Stark comes across the concept of insurance which is being sold by 'the thin man.' He sells it to ships in order for them to protect their goods. But how does insurance work exactly in this fantasy world?

It seems unlikely that if there were significant damages to the ship, that the Captains would be able to return to reclaim the money they need. What's more, if this is a concept that really works rather than a con, why has it not been applied across all of Westeros rather than just Braavos?

Currency Exchange

Iron Coin Faceless Men Game of Thrones

There's a great number of different types of currencies across the Seven Kingdoms and beyond. In fact, it's unknown how many types of money there actually are, considering a number of regions on the map have yet to be explored in the TV show.

While Westeros uses gold, silvers, and coppers (which will be touched upon later), other square and steel coins have also been seen throughout the show. With so many currencies, how do people trade and sell across seas? There must be some kind of exchange rate, but this is never explained and it would be difficult to understand how it is policed.

The Dothraki In Westeros

Dothraki on Horse with flaming sword in Game of Thrones

The final season of Game Of Thrones didn't answer every question that audiences had, especially in regards to the Dothraki. This group of barbaric horse riders was left in Westeros without a leader, their plans for domination crumbling around them.

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It's well documented that the Dothraki don't believe in money, instead working on a trading basis. That doesn't work in Westeros though, so how is it they survived and managed to get what they needed after Daenerys was gone? If any did stay in Westeros, someone would have had to teach them the value of money and indeed put some coin in their pockets.

War Inflation

Game of Thrones Salladhor Saan Davos Seaworth

Upon returning to King's Landing through a smugglers route, Davos Seaworth learns that the traditional bribery fee has actually increased because of inflation, impacted by the ongoing war. Perhaps this is a con from the guards, but it raises further questions about currency in Westeros.

Does inflation only apply to King's Landing, if it is in fact true, and is it the crown that sets it? Does it apply to the whole of Westeros, or do individual Kingdoms have their own financial rules? These questions would have been easier to answer when the Seven Kingdoms were unified but with the ongoing conflicts, it's hard to know how financial changes like this are actually put into effect.

Gold, Silvers & Coppers

Game of Thrones Jamie Lanniser with the Gold Spoils of War

Speaking of which, the value of coins in Westeros is a little bit confusing. It's never completely set out in the TV show how much copper is worth, nor how much silvers or gold dragons are valued at. Clearly, inflation may actually be able to change this price too.

The hierarchy of money has been set out and there are resources that suggest that there is actually a way of working out the values. What confuses all of this more, though, is that coppers and silvers come in different types. A silver moon, for example, is worth more than a stag, but it's not clear why this is. Perhaps the size of the coin indicates value?

Coins In Braavos

Arya Stark going to Braavos in Game of Thrones

One of the ways that the Lannisters tried to win the war was through the support of Braavos, especially in regards to the Iron Bank. One of the financial problems of this, though, is that some of the money in Braavos actually has no value in Westeros.

In Westeros, the gold, silver, and copper used actually have some value because of the raw materials. In Braavos, many of the coins are made from steel, which has no value. It's difficult to see how Braavos, therefore, trades outside of its area; it appears the Iron Bank may have their own form of gold coin for international use, but then it's unclear how this interacts with Braavosi currency.

Wildlings Beyond The Wall

Tormund and wildlings raiding a village in Game Of Thrones

Much like the Dothraki, the Wildlings were also given very little direction after the finale of the show. Some may have gone back up North beyond The Wall, but others could have stayed in main Westeros and indeed in Winterfell.

Also, like the Dothraki, the Wildlings did not use currency, partially because they didn't know how to create it. With no money to speak of it's difficult to see how they could survive without significant aid from Winterfell. Their understanding of a Westerosi way of living surely would have impacted their lifestyle greatly.

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